Spring and summer are the perfect seasons to channel the old money look.

Think crisp tennis whites, perfectly pressed linens, and that subtle sophistication that whispers “my family has a yacht” without screaming “I’m trying too hard.”

The old money aesthetic is having a MAJOR moment, and honestly? It’s not as complicated as you might think.

Whether you’re dreaming of channeling Jackie O’s timeless elegance or Blair Waldorf’s preppy perfection, you don’t need a trust fund to pull off this look.

Ahead I deep dive into everything from choosing the right fabrics (hello, cotton and linen!) to mastering those subtle styling tricks that separate true old money style from its wannabe cousins.

So grab your imaginary tennis racket and your metaphorical yacht club membership, because we’re about to transform your warm-weather wardrobe into something straight out of a Ralph Lauren campaign.

Image: @heloise.guillet

1. Old money wardrobes don’t follow fleeting trends.

An old money capsule wardrobe is built on timeless, high-quality staples. Think crisp button-down shirts, pleated trousers, and tailored blazers.

It’s not about having a massive wardrobe; it’s about having a perfect one. Splurge on versatile garments that can be styled a million ways, like white wide-leg trousers.

These pieces don’t just look good; they feel luxurious and stand the test of time.

2. Linen Is The Fabric of Quiet Wealth

If you could touch the essence of spring and summer elegance, it would probably feel like linen. Lightweight, breathable, and effortlessly chic, linen is the cornerstone of warm-weather sophistication.

Whether it’s a soft blue linen button-up paired with tailored trousers or a flowing linen dress, this fabric says, “I’m casually luxurious.” Don’t shy away from the wrinkles—they add character, not chaos, to your look.

Other great fabrics for the seson are cotton pique, fine merino wool (even in spring!), and soft cashmere for those breezy evening walks along the beach – these are the fabrics that separate the real deal from the pretenders.

Avoid anything too synthetic or shiny. If it looks like it belongs in a nightclub, it’s probably not giving off those old money vibes we’re after.

Image: @lydiamillen

3. Timeless Footwear is Non-Negotiable

Your shoes can make or break your outfit, and nothing says “old money” like classic footwear.

Invest in leather loafers, chic ballet flats, or sleek sandals in neutral tones. Quality well-crafted shoes can make a simple outfit look expensive.

Pair loafers with white jeans and a tailored navy blazer for a polished yet relaxed look, or slip into nude pumps for an evening out.

Image: @ernestanavi

4. Neutral Tones Are Your Foundation

Old money style thrives on earthy, muted tones. Soft whites, creams, beiges, and pastels dominate this aesthetic, creating an effortlessly cohesive wardrobe.

White trousers paired with a neutral top or a beige tweed jacket exude quiet confidence. Basically your old money spring/summer palette should include:

Whites: Not just any white, but crisp, bright whites that look fresh and clean
Navy: The ultimate old money neutral
Pastels: Think soft pink, baby blue, and mint green
Khaki: But make it sophisticated
Cream: Because sometimes white is too harsh

Image: @livia_auer

5. Tailoring is Your Best Friend

Fit is everything in old money style. Even the most expensive outfit can look cheap if it doesn’t fit well.

Take your wardrobe to a tailor and get those sleeves shortened or that waistband taken in. A perfectly tailored blazer, can elevate your look from casual to couture in seconds.

Image: @chloelloyd

6. Vintage Finds Add Character

Old money isn’t always about brand-new pieces. A vintage tweed jacket or a second-hand Hermès scarf can be the highlight of your spring wardrobe.

Not only do vintage pieces add charm, but they also tell a story—one of sophistication and a keen eye for unique fashion treasures.

Image: @mariebnnz

7. Feminine Sundresses for the Win

Spring calls for breezy, feminine sundresses. Think soft florals, pastel tones, and delicate lace details.

These dresses are perfect for everything from brunch dates to casual garden parties. Pair a pastel sundress with a chic sun hat for a look that’s both charming and elegant.

8. Pearls Are a Girl’s Best Friend

When it comes to accessories, pearls reign supreme in the old money wardrobe. Whether it’s a simple strand around your neck, delicate drop earrings, or even pearl-embellished buttons on a tweed jacket, they add an air of refinement to any look.

Image: @mervesadol

9. Add a Silk Scarf for That Effortless Touch

Never underestimate the power of a silk scarf. Tie it around your neck, wear it as a headband, or knot it to the handle of your bag.

This accessory instantly upgrades your outfit and is a subtle nod to classic European elegance.

Image: @allchloerose

10. The Power of a Tailored Blazer

A tailored blazer is non-negotiable for anyone aspiring to old money style. Navy, beige, or cream blazers are particularly versatile for spring.

Pair one with crisp white trousers and loafers for an outfit that’s equal parts relaxed and refined.

Image: @elisalevallois

11. Minimal Accessories for Maximum Impact

Forget oversized jewelry and flashy bags. Old money style is all about understated accessories that complement your outfit rather than overpower it.

A structured leather handbag in a neutral tone, like the ones in the images, is a must-have.

12. Top It Off with a Chic Hat

Hats are having a moment—and they’re an old money staple.

Whether it’s a wide-brimmed sun hat or a sleek fedora, a hat adds that final touch of sophistication. Plus, it’s practical for those sunny spring days.

Image: @mariebnnz

13. Drape a Cashmere Sweater Effortlessly

A lightweight cashmere sweater draped over your shoulders is peak old money style. Not only does it add an extra layer of warmth for cool spring evenings, but it also gives off that effortless “I just threw this on” vibe.

14. Simple Silhouettes are Always Elegant

Forget over-the-top ruffles or exaggerated designs. Old money fashion is all about clean, simple silhouettes that highlight quality fabrics and expert craftsmanship.

The key is to look polished without appearing fussy. Wide-leg trousers paired with a tucked-in shirt or a streamlined dress is the kind of look that never goes out of style.

Image: @livia_auer

Essential Pieces for Spring and Summer

Here’s where we get specific about what should be hanging in your closet:

For Daytime

A tennis dress or skirt (even if you’ve never picked up a racket!)
Tailored shorts in neutral colors
Crisp white button-downs
Cable-knit sweaters for layering
Fitted polo shirts
Linen pants
A classic blazer (navy or cream)

For Evening

A simple but elegant cocktail dress
Wide-leg linen pants
Silk blouses
A lightweight cashmere wrap
Classic pumps in nude or navy

Accessorizing Like Old Money

Here’s the thing about old money accessories – they’re minimal but MEANINGFUL. Think:

  • Pearl studs (real or high-quality faux)
  • A classic leather watch
  • Simple gold bangles
  • Structured leather bags in neutral colors
  • Classic sunglasses (think Wayfarers or aviators)
Image: @heloise.guillet

One of the secrets to authentic old money style is creating multiple outfits from a few quality pieces. Here’s how:

That white button-down we talked about? Wear it:

  • Tucked into high-waisted shorts for lunch at the club
  • Over your swimsuit as a cover-up
  • With linen pants for dinner
  • Under a sweater for cooler evenings

Image: @sophielouisesdiary

Seasonal Transitions and Layering

As you move through spring into summer, mastering the art of layering becomes absolutely crucial for that old money aesthetic.

It’s all about being prepared for those unpredictable temperature changes while maintaining that effortlessly elegant look.

You’ll want to start with light sweaters – and yes, I’m talking about that perfectly preppy move of draping them over your shoulders, as I mentioned earlier…. (très country club!).

A classic trench coat is your best friend during those unexpected spring showers, and honestly? Nothing says old money quite like a perfectly fitted Burberry-style trench in khaki or navy.

Transitioning from spring to summer is when silk scarves -come in handy. These versatile pieces can elevate any outfit while serving both style AND function.

Wrap one around your neck for a touch of sophistication, or use it to protect your perfectly coiffed hair from those coastal breezes.

Light cardigans are absolutely ESSENTIAL for moving from sun-soaked garden parties to aggressively air-conditioned indoor spaces.

Think of your layers as sophisticated problem-solvers that just happen to look incredibly chic.

Remember, old money style is all about being prepared for any situation while making it look completely effortless!

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